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Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges

Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges

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Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges

Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges is edited by Administrative Studies Professor Chris Robinson and Economics and Public Policy Professor Brenda Spotton Visano, together with Jerry Buckland, a colleague at Menno Simons College (a University of Winnipeg affiliate). In it, an interdisciplinary team of eight scholars examines the highly contentious payday lending industry in Canada. Canadians of modest means are often left with no choice but to borrow from a high-cost payday lender. Since these fringe lenders charge upwards of 390 per cent annualized interest – well in excess of current consumer borrowing rates at banks and credit unions – those who can least afford to pay are forced to do so.

Year of book publication: 2018
Publisher website
Author: Jerry Buckland, Chris Robinson, Brenda Spotton Visano
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