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Contracts

Sabean v Portage La Prairie Mutual Insurance Co : Applying Ledcor and Ordinary Meaning

In its most recent decision, Sabean v Portage La Prairie Mutual Insurance Co, 2017 SCC 7 [Sabean], the Supreme Court of Canada (“SCC”) interprets whether the Canada Pension Plan (“CPP”)  is a “policy of insurance providing disability benefits” within the meaning of certain insurance contract clauses.  The case involves the interpretation of a Nova Scotia excess insurance policy, the SEF […]

Styles v Alberta Investment Management Corporation : Understanding and Clarifying Bhasin

The case of Styles v Alberta Investment Management Corporation, 2017 ABCA 1, [Styles], began with the termination of the respondent without cause. The question in this case was: what sort of compensation is the respondent entitled to under his employment contract? At first glance, this case may seem like it falls squarely in the realm […]

And This Little Piggy Went to the Bank…in 2016: Royal Bank of Canada v Trang

Judgment creditors across Canada…Here ye, here ye!  On November 17, 2016, the Supreme Court of Canada was presented with a weighty opportunity to determine how Canada’s federal privacy law, Personal Information Protection and Electronic Documents Act ("PIPEDA"), could affect judgment creditors and mortgagees.  In its long-awaited decision, the unanimous Court delivered a practical, balanced, and sound […]

Douez v Facebook: Forum Selection Clauses in Contracts of Adhesion

On November 4th, the Supreme Court of Canada (“SCC”) heard oral submissions in the case of Douez v Facebook [Douez]. The appellant, Ms. Douez, sought to overturn an unanimous decision of the BC Court of Appeal (2015 BCCA 279) to stay a proposed class action against Facebook on the basis of a forum selection clause […]

Singh v Trump: How ONCA Trumped Toronto Real Estate Developers Gone Wild

In 2009, fully oblivious to the housing market collapse in the United States, I thought it a good idea to get into the Toronto condo market. With down payment money borrowed from my parents, I signed an Agreement of Purchase and Sale in a development project that promised to create a whole new neighbourhood on […]

And This Little Piggy Went to the Market: Court Rules that Quebec’s Farm Income Stabilization Program is not an Insurance Contract

Lafortune v Financière agricole du Québec, 2016 SCC 35, is a recent decision by the Supreme Court of Canada directly impacting Québec’s farming industry.  The decision affirms La Financière Agricole du Québec’s (“La Financière”) administration of a farm income program known as the Programme d’assurance stabilisation des revenus agricoles (“ASRA Program”), concluding that such program […]

Money, Mortgages and Mayhem: The highly anticipated appeal on indefeasibility and housing fraud

Controversy surrounding new provincial legislation in British Columbia to curb foreign investment in the housing market and talks of similar measures for Ontario have kept all eyes on the red-hot housing markets across Canada. Furthermore, new federal mandates will take effect starting October 17, 2016 for the purchasing of homes, which will likely cause further […]

Ledcor Construction: The First and Large Exception to Sattva

Canadians routinely open bank accounts, take out loans, sign insurance, and wireless agreements. To facilitate these daily processes, companies often use standard form contracts. You do not need legal training to realize that such contracts are “take it or leave it” prepositions. However, for a business such as a construction company signing an insurance policy, […]

Lapointe v Cassels Brock: SCC clarifies the fourth Van Breda presumptive connecting factor

The Supreme Court of Canada’s (“SCC”) decision in Club Resorts Ltd v Van Breda, 2012 SCC 17 [Van Breda] brought greater judicial guidance to the question of when a Canadian court may assume jurisdiction over a claim. The SCC articulated four non-exhaustive presumptive connecting factors (PCFs) that a party may rely on to establish a […]