Emond v Trillium Mutual Insurance Co: When “Guaranteed” Coverage Isn’t Guaranteed
In Emond v. Trillium Mutual Insurance Co. (“Emond”), the Supreme Court of Canada (“SCC”) considered the interaction between a guaranteed replacement cost endorsement and a compliance cost exclusion in a standard form insurance policy. The case required the SCC to determine whether insurers must cover the full cost of rebuilding in accordance with existing legal […]

