Certificate of Insurance (COI) is a document that shows an organization, company, or individual has adequate insurance coverage. York University requires proof of insurance from the following groups before business is conducted with the University:
- Businesses providing services to the University;
- Independent Contractors performing any type of work or activity under a service agreement or any other contract;
- Third-party use of University facilities and conference spaces.
York University staff, students, and faculty looking to request a certificate of insurance can visit the Certificate of Insurance Requests webpage to learn more. Please note Passport York login is required.
Insurance Requirements
Certificate Must Include
- York University, its governors, trustees, officers, and employees as Additional Insureds, but only with respect to liability arising out of operations of the Named Insured;
- The minimum limits requested for coverage; and
- Thirty (30) days advance written notice to the University of any modification, change or cancellation of any of the insurance coverages.
Minimum Insurance Limits
In most cases, the recommended minimum limits of insurance will be:
- Commercial General Liability: $2 Million
- Automobile (Owned or Non-Owed): $2 Million
Changes to this minimum requirement may be determined based on additional risk evaluations, and may be raised or lowered.
Format Requirements
York does not require certificates be completed on our third-party template, but has the option available for convenience. A reminder that all certificates must be issued by a broker.
Frequently Asked Questions
Why is this insurance being requested?
Insurance requirements and certificates of insurance ensure that everyone is adequately covered for their actions related to doing business for, or with, the University. When engaging with a third-party vendor, there may be specific insurance requirements they must meet to conduct business with York University. These requirements will vary from vendor to vendor, depending on the specific goods being purchased or services being performed.
Is "Certificate Holder" the same thing as "Additional Insured"?
No, Certificate Holder and Additional Insured are not the same thing. Certificate Holder is essentially only addressing the certificate of insurance to the University, it does not provide any additional coverages to the University. Having York University added as additional insured means that the University gets some protection from the external party's insurance in the event of a loss.